While traveling, the last thing you want to worry about is any unforeseen event that may ruin the trip. We want to help you travel safely with peace of mind, so you can enjoy a worry-free adventure.
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To cover the unexpected expenses while visiting Canada. BC hospitals have North American medical costs, while not expensive to BC residents, this economy does not extend to visitors to our province.
Cover the unexpected expenses while studying away from home – whether a BC student studying in another country, or foreign students coming to Canada to pursue studies in a Canadian institution.
If you are having a family visit for an extended period on a Super Visa, then a requirement is to have the visitor covered by travel insurance, so they do not become a financial burden if sick or injured. The Super Visa travel insurance policy will fulfil the needs. Purchase it as needed, extend the policy if necessary.
If you become sick or injured while travelling outside of British Columbia (B.C.), your provincial health insurance may not cover your healthcare expenses, leaving you responsible to pay for the cost of your healthcare. Healthcare costs in other countries and jurisdictions can be very costly. Furthermore, in some countries, if you do not have enough insurance to pay for your healthcare costs, hospitals will refuse to treat you. For these reasons, we strongly recommend that you purchase travel insurance when leaving B.C.
Your insurance policy should provide coverage for the entire length of your trip. If you’re a frequent traveler, multi-trip travel insurance will likely be the right policy for you. Remember, it’s important to have travel insurance for both personal and business travel; if anything goes wrong, you may not have to pay in full for damages or injuries that occur while you’re out of the province.
Speak to your insurance representative – you may be able to request an extension for your existing travel insurance policy. Please note that the extension must be purchased before the expiration of your current travel insurance policy.
Yes – purchasing travel insurance will protect you from other medical incidents not related to your current medical condition(s). Travel insurance may also cover any pre-existing medical condition(s) if you meet specific policy criteria. Note that your travel insurance may not cover pre-existing medical conditions if:
To determine whether your pre-existing medical condition is eligible for coverage, your insurance agent will evaluate your medical condition within a specific time frame based on your age in relation to your medical condition(s). For more information, please visit our website or contact one of our insurance advisors.
Trip cancellation and interruption coverage is useful if you must cancel or return home early due to an emergency. Furthermore, this coverage may help cover trip costs and provide protection from unexpected events that you are unable to plan for.
