Business Income Insurance
Business income insurance will compensate a company that has lost income due to events such as fire or natural disasters that disrupt business. Business insurance income will cover losses until such time that business can resume. The policy will cover lost profits, taxes, employee wages, loan payments, and fixed costs, including rent or mortgage payments.
Commercial Property Insurance
Commercial Property Insurance is for the protection of your property from theft, fire, burst pipes, or natural disaster. Property includes buildings, land, and equipment. If your business owns valuable property, then commercial property insurance is a necessity.
As businesses store sensitive data in the cloud or an electronic device, the risk of a cyber breach is growing. Cyber Insurance offers protection to businesses that are at risk of a cyber-related security breach by offsetting the cost related to the expenses in the recovery process.
CGL protects your business from the common risks faced in day-to-day business operations. Commercial General Liability will protect your company for these claims and lawsuits in incidences where your business is found legally liable for bodily or personal injuries, advertising liability, and property damage to third parties.
Commercial Auto Insurance
Commercial Auto Insurance is for vehicles used as part of your business activity, whether they be cars, trucks, or vans. Not only will this cover you for theft and liability, but it will also cover employees who drive work vehicles.
Professional Liability Insurance
Professional Liability Insurance is sometimes known as errors and omissions insurance and helps to cover claims against your business, such as negligence, inaccurate advice, violation of good faith and fair dealing, or misrepresentation.
Course of Construction (COC) is a coverage that is meant to insure your buildings, home, and other projects while under construction and protect property owners, contractors, and developers from any unexpected loss and repairs. Coverages typically cover the cost required to rebuild, construction materials on-site, and liability if physical damage occurs in the event of a fire, theft, or vandalism.