Are you renting your home or apartment? If so, we strongly advise a tenant insurance plan. While renting leaves tenants free from managing home repairs, your landlord is only responsible for the building, not personal belongings. When it comes to tenant insurance in Surrey, our team at AP Insurance is here to answer any question you may have.
Reasons To Get Tenant Insurance
A fire or flood in your home, where property is destroyed or lost
Break-in’s and theft, where a tenant’s property is stolen
Damages to the unit or building, for which the tenant is responsible
Harm that guests may experience inside your home, leading to third-party lawsuits and legal fees
Even more, if you were found to be liable for damages to the building, the landlord’s insurance company could sue you to recover the cost of repairing or rebuilding the structure. Tenant insurance can offer you financial protection in these scenarios and more.
Tenant insurance can cover not only renters’ personal property but also personal liability, such as accidental damage to property not owned by you or unintentional bodily injury to others.
With an average cost of $26/month, this type of insurance is low in cost but can be incredibly valuable if things go awry.
